In May, two massive tornadoes struck near Oklahoma City, OK. The twisters destroyed numerous businesses, shutting down their operations. The shutdowns caused business owners to sustain income losses. In addition, they incurred extra expenses as they tried to speed up the repairs and minimize the amount of income they lost. Many small to medium-sized businesses affected by the twisters were not protected by business interruption and extra expense coverages because they were not aware of this critical gap in their coverage.